RMS KPI Structure
Product Group |
Sales |
PC/RO/Teller |
Support |
HBA/HPS/BRO/IS/TS |
WA |
Ambassador |
Direct Sales Team (Credit Card) |
State Deposite Team |
Others |
Deposit |
4 |
6 |
3 |
4 |
No Referral Allowed |
No Referral Allowed |
7 |
Wealth Management |
5 |
No Referral Allowed |
3 |
5 |
6 |
6 |
Credit Card |
No Referral Allowed |
Financing |
3 |
6 |
4 |
3 |
6 |
6 |
TOTAL |
12 |
12 |
10 |
12 |
12 |
12 |
7 |
Points Structure: Financing Product
Products |
Financing Amount (RM)/ Number of Case |
Total Points |
Personal Financing (Goverment) |
100,000 |
2 |
Umrah/Haj/Travel |
100,000 |
2 |
Personal Financing (Private) |
100,000 |
1 |
Mortgage Financing (Primary) |
200,000 |
1 |
Mortgage Financing (Secondary) |
200,000 |
2 |
Hire Purchase Financing |
40,000 |
1 |
ASB Financing |
40,000 |
1 |
Micro Financing |
10,000 |
1 |
Solar Panel |
50,000 |
1 |
Product Structure: Wealth Management Product
Products |
Financing Amount (RM)/Number of Case |
Total Points |
Insurance |
1 policies |
0.5 |
Takaful |
1 policies |
0.5 |
Unit Trust |
10,000 |
1 |
Will Writing |
1 case |
1 |
Takaful Sakinah |
1 case |
0.5 |
Takaful Makmur |
4,000 |
1 |
Qaseh Bakti |
1 policies |
0.5 |
Gold |
5,000 |
1 |
**Note: For Takaful Sakinah, point only will be given for Plan 4, RM165 only
For Qaseh Bakti, point only will be given for Plan 5, RM150 only
Product Structure: Credit Card Product
Product |
Financing Amount (RM)/Number of Case |
Total Points |
Credit Card Classic |
3 cards |
1 |
Credit Card Gold |
2 cards |
1 |
Credit Card Platinum |
1 card |
1 |
Corporate Credit Card |
1 |
1.25 |
Product Structure: Deposit Product
Products |
Financing Amount (RM)/Number of Case |
Total Points |
Sijil Simpanan Premium (SSP) |
3,000 |
1 |
Individual Fixed Deposit (Tenure: 12 months) |
5,000 |
1 |
Individual Fixed Deposit (Tenure: 6 months) |
5,000 |
0.5 |
Individual Fixed Deposit (Tenure: 3 months) |
5,000 |
0.25 |
CMD-i (Tenure: 12 months) |
5,000 |
1 |
CMD-i (Tenure: 6 months) |
5,000 |
0.5 |
CMD-i (Tenure: 3 months) |
5,000 |
0.25 |
GIRO/GIRO-i Corporate (Non-Business) with ePayment Facility |
3 cases |
1 |
GIRO/GIRO-i Corporate (Business) with ePayment Facility |
1 case |
1 |
KPI RMS will be taken starting from
December (previousyear) until
November (currentyear). The
closing date for any inquires on RMS referral cases is every
10th December.}